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It\'s all dead.
Old 11-10-2005, 11:55 AM   #1 (permalink)
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That's right! Canon called and all my gear is un-repairable. I am officaly SOL. I've called to see if my house insurance will cover it. If not I guess I'm back to using my old Minolta Xg-1 until I can get some money together. Can you say F*#@!!!!
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Re: It\'s all dead.
Old 11-10-2005, 12:21 PM   #2 (permalink)
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Watch out on the house insurance.

One or two small claims can make you uninsurable, even by the most reputable companies.

Treat homeowners as a catastropic loss insurance only. Meaning the house and its contents.
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Re: It\'s all dead.
Old 11-10-2005, 12:30 PM   #3 (permalink)
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Sorry to hear that [img]/ubbthreads/images/graemlins/frown.gif[/img]
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Re: It\'s all dead.
Old 11-10-2005, 01:46 PM   #4 (permalink)
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That really, really sucks. Sorry man.

This isn't a dig at you, but I just wanna say for the benefit of the group that you can get a separate insurance rider for your camera equipment. It doesn't cost that much and it covers this type of accident.
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Re: It\'s all dead.
Old 11-10-2005, 01:47 PM   #5 (permalink)
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Whatever you do, if you claim it on your homeowners, make sure you do not tell them you this for profit, ever! Homeowners does not cover business items.

What's that you say Mike? If I work out of my home and it goes up in flames, muy cameras may not be covered?

Well, not by Cotton States. I'd double check to see if your policy covers you as well.

Mike
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Re: It\'s all dead.
Old 11-10-2005, 01:51 PM   #6 (permalink)
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I think this is pretty standard for a homeowners policy. The moment you use your camera stuff for business it stops being covered under your homeowners policy.

Everybody get your cameras insured! I'm not a big fan of paying insurance bills, but our stuff is just too easy to lose, get stolen, damage, or whatever.
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Re: It\'s all dead.
Old 11-10-2005, 03:59 PM   #7 (permalink)
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I believe your right, but even with renters iinsurance you can have a rider for home busness equiptment. I have one plus extra for all the computers and software that we have. It was that much to add on.
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Re: It\'s all dead.
Old 11-10-2005, 04:41 PM   #8 (permalink)
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Very sorry to hear that. Good luck with the insurance.
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Re: It\'s all dead.
Old 11-10-2005, 07:01 PM   #9 (permalink)
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Man, that sucks, but I'm preaching to the choir.

Isaiah Brink
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