Creating a reflection...

[PhotosbyChuck]

You can create water reflections in PS with no plugins required. The key, I think is in creating a reflection that is not uniform and has a perspective of its own. That means essentially creating a distort map that you skew to create perspective on the reflective half of the image.
If folks are interested in the technique, I'll write something up. My PS threads tend to die right after I post them, so I'll spare you the reading for now!

Yes, its fairly straightforward to do in Photoshop without a plugin. It just takes time and patience and each variation takes much additional time. With a inexpensive plugin like the one from Flaming Pear, one has thousands of options and it just takes a few seconds for simple reflections. Another advantage of a plugin is that it is very repeatable and that can improve the workflow. I usually opt for a plugin when it allows more efficient use of my time.

Here is another way to do a reflection:

Cheers,
rfs

[tintype]

There is a rain reflection article in "Down & Dirty Tricks" by Corey Barker in the Jan/Feb 2008 edition of Photoshop User pg 23. It involves using vanishing point, you might find useful.

[Cliffphoto]

One of my co-op partners has done this, wish i had here photo to show but i havent been able to figure out how to post photos with my reply's.

Adding photo to your post if very simple. Here is an artitle to step you through using the G1 portfolio system.

http://www.glamour1.com/forums/artic...io-system.html

Cheers,
rfs