I think I know the type of "look you're trying to achieve. Here's what I do using PS CS2.
In Hue and Saturation, drag your Saturation setting to -80.
In Shadows/Highlights adjust your highlights to 30%, Color Correction to +80, then your midtones to -22. Then under Filter, choose your surface blur and fade it to 80%. Now, with each of these options you have to play around with it to get "the look" you want. It all depends on your initial image and your personal preferences, but this is what I do. Hope this helps.